FinoGet startedBudgets
Plan your money. Then see exactly what changed.
Fino connects budget categories directly to transactions, labels, and account activity. When spending goes over, you don't just get a warning — you see the exact records behind it.
CA$4,810 used · 22% remaining
GroceriesCA$820
HouseCA$2,100
SubscriptionsCA$148
budgets tied to actual spending, not estimates
monthly, quarterly, or custom ranges
click any budget line to see the transactions
spending updates automatically from connected accounts
How budgets work
From plan to reality — with the receipts to prove it.
Set your budget by category
Create budget lines for groceries, housing, transport, subscriptions, or any custom labels you use. Fino maps your existing categories so setup is fast.
Fino fills in the actuals automatically
As transactions come in — from connected accounts or uploaded statements — they're matched to your budget categories in real time. No manual data entry.
See every variance with a single click
When Groceries is at 94% or House is over plan, click the line. Fino opens the exact transactions causing the movement, not just a number with no context.
Adjust and carry forward
Update budgets as life changes. Fino keeps the history so you can compare months, spot seasonal patterns, and make better plans for what's ahead.
What budgets include
Every tool for spending you can actually understand.
Category-based planning
Budget by category — Groceries, Housing, Transport — or by custom labels you've already applied to your transactions. No duplicate setup.
Real-time actuals
Connected account transactions populate budget lines automatically. Uploaded statements do the same. You always see where you actually stand.
Drill into variances
Every budget line opens its underlying transactions. When spending moves, you find out exactly why — not just that something changed.
Month-over-month comparison
Look back at previous months to spot trends, seasonal spikes, and categories that have been creeping up over time.
Subscription awareness
Recurring charges detected by Fino flow into your budget categories automatically. Annual renewals are forecasted so they don't create surprise shortfalls.
Fin AI budget questions
Ask Fin AI which categories are over budget, what drove this month's variance, or how your current spending compares to last quarter.
Try it
See how Fino tracks plan vs. reality.
Move the sliders to model a month. In the real app, the actuals come directly from your connected accounts and statements — no manual entry.
Start free trialMove from scattered to sorted