Ask
Start with natural questions about spending, cashflow, documents, or budgets.
FinoGet startedFin AI
Ask your finances better questions.
Fin AI is the assistant layer for Fino: a place to ask about spending, documents, categories, events, budgets, and account context without digging through every screen manually.
FinoSimplify your financial world
Why did cashflow drop this month?
Fin AIThree changes explain most of it.
- House expenses increased by CA$3,420.
- Two annual subscriptions renewed.
- Income arrived later than usual.
Interactive examples
Ask in plain language. Get an answer that points back to the data.
You
Why did my cashflow drop this month?
Fin AI
Three items explain most of the change: mortgage timing, annual software renewals, and lower business deposits compared with last month.
- Mortgage payment posted earlier
- Subscriptions rose CA$412
- Income is down 15% month over month
Ground
Use Fino context from accounts, transactions, labels, events, and uploaded records.
Inspect
Move from summary answers back to the underlying records.
Act
Turn answers into cleanup, review, budgeting, or planning decisions.
Where it helps
Fin AI is most useful when the answer spans multiple parts of Fino.
Monthly review
Summarize what changed across income, expenses, cashflow, and savings rate before you open every chart.
Category cleanup
Find uncategorized merchants, label drift, duplicate categories, and rules that could reduce manual cleanup.
Budget check-in
Ask which categories are at risk, what changed versus prior month, and which transactions explain the variance.
Event settlement
Review shared expenses, open balances, reimbursements, and the original transactions behind an event.
Document review
Understand which uploaded statements imported cleanly, which records need review, and which source files created them.
Net worth context
Ask why net worth moved by connecting asset balances, loan balances, credit activity, and investment accounts.
Evidence first
Answers should never feel detached from your records.
Fin AI is designed to summarize, compare, and explain, then send you back into the transactions, labels, budgets, events, and documents that support the answer.
AnswerSubscriptions increased because three annual renewals posted this month.
EvidenceOpen 3 transactions · label: Subscriptions · source: connected account
Next actionCreate a rule, adjust the budget, or review recurring merchants.
How it works
AI that belongs inside the finance workflow
Fin AI should not replace the dashboard. It should help you move faster from question to evidence, especially when the answer spans banks, statements, labels, and time periods.
FinoSimplify your financial world
Why did cashflow drop this month?
Fin AIThree changes explain most of it.
- House expenses increased by CA$3,420.
- Two annual subscriptions renewed.
- Income arrived later than usual.
Practical guardrails
Helpful, grounded, and clear about what it is doing.
Fin AI belongs inside your authenticated Fino workspace and works from your scoped financial context.
It explains patterns and points to evidence. It is not a bank, broker, accountant, or financial adviser.
You decide what to inspect, categorize, budget, label, split, import, or change after reviewing the evidence.
Move from scattered to sorted