Pricing

Know where your money goes.
For less than a coffee a week.

Most people lose thousands every year to forgotten subscriptions, untracked fees, and spending they never saw coming. Fino gives you full visibility — connected accounts, real-time cashflow, Fin AI, and more.

7-day free trial, no credit card requiredCancel any timeBank-level security

The cost of not knowing

Flying blind is expensive.

Financial clarity isn't a luxury — it's what separates people who build wealth from people who wonder where it went.

$624

Average annual loss

The typical household loses over $600/yr to unused subscriptions they forgot they signed up for.

C+R Research, 2022
47%

Don't track spending

Nearly half of adults have no system for tracking monthly spending — leaving them financially blind.

NFCC Financial Literacy Survey

Unexpected fee exposure

People without financial tracking tools are 3× more likely to incur avoidable overdraft and late fees.

Consumer Financial Protection Bureau
$10k+

Hidden opportunity cost

Without clear cashflow data, most households miss savings and investment opportunities worth thousands yearly.

Vanguard Behavioral Finance Study

Plans

Simple pricing, with real savings for annual billing.

Trial

7 days

Full access to try Fino before choosing a paid subscription.

  • Connected accounts
  • Core dashboards
  • Budgets and events
  • Subscription tracking
  • Document imports
Start trial
Pro

$12.99 / month

Billed annually at $155.88

For power users, households, Fin AI, and richer automation.

  • Everything in Plus
  • Unlimited connected accounts
  • Unlimited statement uploads
  • Expanded bank history
  • Receipt AI
  • Fin AI
  • Household workflows
Choose Pro

What you get

Fino pays for itself in the first month.

Spot the leaks instantly

Fino surfaces every recurring charge, fee, and cost centre automatically. Most users find $50–$200 in forgotten charges in their first week.

Know before it happens

Subscription renewal alerts, budget warnings, and cashflow forecasts give you time to act — not react.

Shared finances, simplified

Track group expenses, shared events, and household cashflow in one place — without spreadsheets or back-and-forth.

Ask questions, get answers

Fin AI reads your real data — transactions, documents, budgets — and answers questions no generic chatbot can.

Side-by-side

Compare what each plan unlocks.

FeaturePlusPro
7-day trial
Connected bank accounts
Unlimited bank connections
Manual accounts and liabilities
Dashboards and trends
Budgets
Events and shared expenses
Subscription tracking
Statement uploads (up to 100 on Plus)
Receipts Vault
AI receipt extraction & matching
Rules and automation
Transaction labels
Expand bank transaction history
Fin AI
Household workflows
Priority product features

Questions

Common questions answered.

What happens after the 7-day trial?

You'll be prompted to choose Plus or Pro. If you don't choose a plan, your account pauses — no automatic charges.

Can I switch between plans?

Yes. Upgrade or downgrade any time. Changes apply at the next billing cycle.

Is my financial data safe?

All data is encrypted at rest and in transit. Bank credentials are never stored — we use read-only connections through Plaid.

Does Fino work outside the US?

Fino currently supports Canadian and US bank connections. Statement imports work globally.

What does Fin AI actually do?

Fin AI reads your real Fino data — transactions, budgets, receipts, events — and answers specific questions. It's not a generic chatbot.

Can I cancel any time?

Yes. Cancel from your account settings. You keep access until the end of your billing period.

Move from scattered to sorted

Start building your clearest financial picture.

Start 7-day trial