Connect
Link bank accounts securely or create manual accounts for assets, loans, mortgages, cash, and cards.
FinoGet startedFeatures
A complete workspace for connected money.
Fino brings accounts, transactions, statements, budgets, events, labels, cashflow, rules, and Fin AI into one focused product built for real financial review.
FinoSimplify your financial world
OverviewCashflowSpendingTrends
Net worthCA$220,247
IncomeCA$10,806
ExpenseCA$22,784
Savings rate-111%
Income vs Expense12 months
Top spending categoriesGroceries, house, subscriptions
Income reviewedCA$10,806
Event split4 people
Budget status78% used
Command center
Fino is organized around the questions people ask about money.
Overview
A clean first read of net worth, income, expenses, savings rate, and transaction coverage.
5 core KPIsFinoSimplify your financial world
OverviewCashflowSpendingTrends
Net worthCA$220,247
IncomeCA$10,806
ExpenseCA$22,784
Savings rate-111%
Income vs Expense12 months
Top spending categoriesGroceries, house, subscriptions
The product flow
From raw financial data to decisions you can trust.
Import
Bring in statements and documents so older history and synced activity can live together.
Organize
Use labels, groups, rules, budgets, and events to make transactions meaningful.
Review
Open dashboards, cashflow, trends, and Fin AI to understand what changed and why.
Act
Adjust budgets, follow up on event balances, clean categories, or investigate the source records.
Dashboards
Readable surfaces for overview, cashflow, spending, trends, labels, and accounts.
Each dashboard has its own job. The overview gives the quick read, cashflow explains movement, spending shows where money went, trends show change over time, labels reflect how you describe money, and accounts keep the source records organized.
Explore DashboardsFinoSimplify your financial world
OverviewCashflowSpendingTrends
IncomeCA$10,806
ExpensesCA$8,240
Net+CA$2,566
Net flow per month7 months
Cumulative surplus+CA$15,396 over 7 months
↑Events
Shared expense tracking without leaving the financial workspace.
Use events for trips, dinners, family expenses, projects, or reimbursements. Fino keeps the split-style workflow connected to the transactions that created the balance.
Explore EventsEventMontreal weekend
HotelSplit 4 ways
CA$840DinnerVineeth paid
CA$316FuelNeeds review
CA$128Per personCA$321
Budgets
Plan categories, compare actuals, and drill into variance.
Budgets are built as review surfaces. You can see what was planned, what happened, where a category moved, and which transactions explain the difference.
Explore BudgetsBudgetMay plan
Groceries72% used
House88% used
Subscriptions42% used
Vehicle64% used
Documents
Statements and files become part of the product, not a folder on the side.
Upload statements, keep source files, review extraction status, and use imported history alongside connected bank data.
Explore DocumentsFinoSimplify your financial world
Drop statements herePDF, spreadsheet, and statement imports
Mortgage statement.pdfParsed
Visa April.pdfReview
Bank export.xlsxImported
Receipts
Receipt evidence stays attached to the transaction.
Capture a receipt photo or upload a file, extract the merchant, date, totals, tax, payment details, and line items, then match it to the right transaction automatically.
Explore ReceiptsFinoSimplify your financial world
CostcoGroceries · Matched
CA$184.89Cafe NoraDining · Pending
CA$28.60Home DepotHouse · Review
CA$412.18UberTravel · Matched
CA$24.72AI extractionTax, total, payment detail, and line items captured
Subscriptions
Recurring charges become a renewal schedule.
Fino detects repeating monthly, quarterly, half-yearly, and annual charges from transactions, then shows the next charge date, expected amount, and the account or card likely to be charged.
Explore SubscriptionsFinoSimplify your financial world
Recurring spendUS$184/mo
12 detected · 3 due soon
NetflixMay 14 · charges ••5737
US$15.99Microsoft 365May 21 · charges ••1006
US$99.99Gym membershipJun 1 · charges Checking
CA$54.00InsuranceJul 8 · charges Visa
CA$142.20Fin AI watchlistMicrosoft 365 is an annual renewal. Price is up 9% vs last year.
Fin AI
Ask questions that depend on the context inside Fino.
Ask about monthly changes, unusual spending, unresolved event balances, budget movement, document status, and the transaction evidence behind the answer.
Explore Fin AIFinoSimplify your financial world
Why did cashflow drop this month?
Fin AIThree changes explain most of it.
- House expenses increased by CA$3,420.
- Two annual subscriptions renewed.
- Income arrived later than usual.
Interactive workflows
Budgets and events are not side features. They change how the app is used.
Split-style tracking inside your real transactions.
Model a shared event and see how Fino can keep participants, totals, and reimbursements readable.
CA$321estimated share per person
A planning surface tied to transaction evidence.
Adjust a monthly plan and actual spend to see how Fino turns budget movement into a review workflow.
CA$1,39078% used this period
Screenshots
Four product surfaces, each with a reason to exist.
FinoSimplify your financial world
OverviewCashflowSpendingTrends
Net worthCA$220,247
IncomeCA$10,806
ExpenseCA$22,784
Savings rate-111%
Income vs Expense12 months
Top spending categoriesGroceries, house, subscriptions
FinoSimplify your financial world
Scotia MortgageScotiabank · loan_account
CA$833,044.89
LiabilityNon-Reg SavingsScotiabank · debit_account
CA$43,127.29
AssetLine of CreditScotiabank · loan_account
CA$18,200.00
LiabilityRRSPScotiabank · investment
CA$91,430.11
AssetFinoSimplify your financial world
Drop statements herePDF, spreadsheet, and statement imports
Mortgage statement.pdfParsed
Visa April.pdfReview
Bank export.xlsxImported
FinoSimplify your financial world
Active sessions4 devices · last 30 days
Chrome · macOSToronto, ON · Now
This deviceSafari · iPhoneToronto, ON · 3h ago
Chrome · WindowsRemote · Yesterday
Firefox · macOSToronto, ON · 3 days ago
Idle sessions expire after inactivity
How it works
Every number should explain itself.
KPI cards, charts, label bars, budget variances, and event summaries are designed to open the underlying records, so Fino can move from answer to evidence without forcing you to search again.
TransactionsHouse Property Tax
Apr 12 · City TaxCA$4,060.10
Mar 12 · City TaxCA$4,060.10
Feb 12 · City TaxCA$4,060.10
Jan 12 · City TaxCA$4,060.10
Product principles
Designed for the way financial life actually works.
Charts, cards, and summaries are useful only when they can lead back to the records underneath.
The product is designed for small screens, dense data, and repeated review sessions.
MFA, session visibility, scoped records, and clear privacy links are part of the product experience.
Fino supports connected banks, old statements, manual accounts, liabilities, events, budgets, and cleanup rules.
Feature depth
Fino is a complete financial workspace, not a single chart.
Clickable cards for income, expenses, savings, transactions, and net worth.
Income, expenses, net flow, and cumulative movement over time.
Category and label views for understanding where money is going.
Shared expense tracking for trips, dinners, projects, family costs, and reimbursements.
Category planning, progress, variance review, and transaction-level explanation.
Receipt gallery, AI extraction, tax and line-item capture, and transaction matching.
Recurring-charge detection, renewal calendar, payment-source context, and price-change review.
Search, categorize, label, and open records from dashboards, receipts, budgets, and events.
Ask questions across transactions, statements, labels, budgets, and events.
Upload statements, parse records, review status, and preserve source files.
Secure bank connections, balance refreshes, available transaction history, and disconnect choices.
Manual and connected accounts with asset and liability treatment.
Automation for cleanup, labels, categorization, and recurring patterns.
A consolidated view across assets, liabilities, connected accounts, and manual records.
Multi-factor sign-in, protected bank-access tokens, session visibility, and user-scoped records.
Move from scattered to sorted